Purchase offer (ostotarjous)

Make a purchase offer (ostotarjous) only once your financing is in order, meaning you have a valid loan approval from your bank. When the seller accepts your offer, a binding contract is formed, and you cannot withdraw from it without a penalty. This applies equally whether the offer is made on paper, by message, or electronically.

More and more offers are made electronically through the DIAS system. An electronic offer is just as binding as a signed paper, so read the terms calmly before you press accept. You can attach conditions to the offer, for example reservations for a condition inspection or for arranging financing, and you can decide the offer’s validity period yourself.

If you withdraw from a binding offer or deal without a valid reason, you can lose the deposit (käsiraha) or have to pay the standard compensation agreed in the contract. That is why the offer amount and its terms are worth thinking through to the end before you send it. A purchase offer is a promise to pay, and it is worth treating it that way.