Calculators

Quick, honest calculators built for the buyer. Every figure is adjustable, and we show where it comes from.

Monthly cost What a home in Finland costs per month: interest, amortisation and the company charge, stress-tested. How much can I borrow The 90 % loan cap (95 % first home) and the 6 % stress test: the price you can reach in Finland. Transfer tax 1,5 % for shares or 3 % for real property: what the purchase costs in tax on top of your cash. ASP savings How much you save per month and when your 10 % own share is ready for a first home. Capital gains tax Selling tax-free? Work out the gains tax on your home under the two-year rule.

Heimer does this for you

Paste a listing and get the monthly cost, the risks to check, and what to check. In 30 seconds.