Buy an apartment with the housing company in clear view
Paste the listing. Heimer reads the housing company's finances, works out your real monthly cost and shows what to ask before you make an offer.
The housing company's finances in five seconds
The debt share, how the charge is trending and whether a pipe renovation is coming. What decides if an affordable flat gets expensive after you move in.
The monthly cost, not the sale price
Interest, amortisation and the company charge add up to what you actually pay each month. Change the rate and watch it move.
The debt-free price is the real comparison
Sale price plus debt share is the flat's true price. We compare it with similar homes in the area, so you can see if the price was set low to draw offers.
Everything for the viewing
A checklist and questions for the agent, tailored to this flat's age and housing company. Nothing important slips through.
What we surface in the housing company
The risks a tidy listing rarely mentions.
Large debt share
A big company loan raises the debt-free price and the financing charge.
Pipe renovation
Looms in buildings from 1960-1985, and your share can be large.
Financing charge
It may start only later and step the monthly charge up over time.
Rising charge
Interest on the company's loan goes straight into your financing charge.
How it works
1. Paste the listing
A link from Hemnet, Booli or an agent site.
2. We read everything
Listing, annual report and condition, in seconds.
3. You get a straight verdict
Monthly cost, risks and what to do next.
Common questions
What does Heimer cost?
Your first analysis is free. After that, Premium is 29,99 € a month for unlimited analyses.
Which sites work?
Paste a link from Oikotie, Etuovi or most agent sites. We read the listing for you.
Do you find the housing company's debt share?
We read what's in the listing and the manager's certificate. If a figure is missing, we say so plainly instead of guessing.
Is Heimer on the buyer's side?
Yes. We're on your side, helping you understand the listing so you can feel sure about the decision.
Looking for a different property type? House
Ready to check an apartment?
Paste your first listing and see what Heimer finds. Free to try.
Try it free