Heimer

See what the house costs to own before you make an offer.

Moisture, drainage, sewers and running costs for your household. With rough costs and what to ask.

Example · Heikinmäentie 83

Naantali · 4 rooms · 119 m² · built 1982

1 586€/mo

86 € over budget at 7% interest

  • Lower-floor risk structure: moisture damage may remain unseen Condition inspection 15 000-35 000 €
  • No records for the bathroom waterproofing Condition inspection 5 000-15 000 €
  • The drains under the slab are original and have not been filmed Condition inspection 10 000-25 000 €
19 things to check

We know what tends to go wrong in houses from 1982.

Every decade has its weak points. We test them against this house.

Houses built in 1982

  • Wet rooms without waterproofing To check
  • False plinth (valesokkeli) To check
  • Flat roof (tasakatto) To check

+ 5 more to check

What we found beyond the listing.

We look further in 4 sources, from the municipality to sold homes.

  • Wastewater system has not been confirmed The municipality
  • Water utility connection has not been verified Web page
  • Radon measurement is missing Government agency

What it costs every month.

Interest, repayment, running costs and upkeep. With the example’s loan and budget.

1 586€/mo

  • Interest446
  • Repayment540
  • Running costs424
  • Maintenance reserve177
  • 86 € over budget at 7% interest
  • 20 000 € higher price: +138 €/mo

Mortgage 162 000 €. You change the rate and price yourself in the app.

Buying with someone?

Invite the person you are buying with. You see the same homes, rate them separately and work out each commute.

  • AinoGood Right size and a new roof. The lower-floor wall has to go into the budget.
  • MikkoGood Big plot by the forest and close to the sea. Want to see the moisture survey before offering.

Near the home

  • 180 mPublic transit
  • 730 mGrocery
  • 300 mGreen space

The questions for the agent, ready to copy.

  1. 1Ask the agent whether the seller has a contractor's estimate, or get a quote yourself before you make an offer.
  2. 2Ask the agent for the last 12 months of electricity bills.
  3. 3Ask for the 2023 chimney sweep record and whether the flue has been inspected.

+ 9 more questions

Read for you.

4 documents and 4 sources in the example

  • Condition inspection
  • Energy certificate
  • Seller’s statement
  • The listing
  • Property listings
  • The municipality
  • Government agency

What we could not find online

  • The property's own sales history
  • Completed sales in the vicinity over 24 months
  • Building permits and alterations

Analyse every home you are considering.

Paste the listing and see what you get before you pay.

Heimer PlusRecommended

54.99 €/mo

  • 10 analyses a month, 5.50 € per home
  • Shared with the person you buy with
  • Cancel once you have found one

One analysis

27.99 €once

  • Before a viewing or bid
  • No subscription

Searching for a while? Heimer Max, 89.99 €/mo for 25 analyses.

Not happy with a single analysis? You get your money back.

Good to know

What does Heimer cost?

Heimer Plus costs 54,99 € a month for ten analyses, Heimer Max 89,99 € for 25. A single analysis costs 27,99 €. Prices include tax and cover your household. The subscription renews monthly until you cancel, and unused analyses do not carry over. Saving homes and notes is free. Saved homes and completed analyses remain available.

What does the analysis read?

The listing and the documents available, such as the condition inspection (kuntotarkastus), the manager’s certificate (isännöitsijäntodistus) and the financial statements. Then sources online, such as the municipality’s plans and sold homes nearby. What could not be found is listed too, so you know what to ask about.

Does it replace a survey?

No. Heimer shows what to check and ask about, and when a survey is worth the money.

How can you know what might be wrong?

We read the condition inspection (kuntotarkastus) and the other documents, and test the usual weak points for the build year against what they say about the house. What cannot be settled becomes a question for the agent.

Do I need an account?

No signup is needed. You enter your email at checkout and receive a link to the analysis. It starts right after your purchase.

What if the analysis turns out poor?

Tell us at the bottom of the analysis and we try to run it again. If you are not happy with a single analysis, email us within 14 days and you get your money back.

Which listing sites work?

Oikotie and Etuovi work, plus most agents’ listing pages. Paste the link to the listing.

Buying a flat? See the housing company.

Read on

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