Heimer
A warm Scandinavian dining room with someone looking out to the garden

On your side when you buy a home.

The app that helps you understand the home and its surroundings, from first listing to moving in.

See what the home will cost you

See the monthly cost in one place. In the app, adjust the interest rate and your circumstances to see how your buffer changes.

Monthly cost →
A buyer at the kitchen table checking the numbers on their phone

1 480 €/mo

Mortgage 920 € /mo
Maintenance charge 380 € /mo
Financing charge 180 € /mo

Get to know the area

See what is nearby and how everyday life could work. Explore the surroundings and find out what to check in person.

Explore areas →

Kallio, Helsinki

  • Public transport
  • Grocery shops
  • Schools and childcare

Know what to investigate

Find out what needs investigating. Bring questions about this particular home to the viewing.

Risk check

  • Pipe renovation ahead (2028-2030) Debt share may rise
  • Bathroom waterproofing uncertain Check in the survey
  • Roof, sheet metal redone 2010 Nothing to fix
  • Electrics, unknown Ask the agent

Weigh up the home together.

Log economy, risk and feeling, side by side with your partner. Your own verdicts.

A couple at a viewing, looking at a listing on their phone in an empty apartment
Y A
You & Aino
You agree
Economy
Risk
Feeling

Know exactly what to check and ask.

A room-by-room checklist and the right questions for the agent, for this home.

Viewing checklist

  • Bathroom, sealing and age
  • Damp in basement and crawl space
  • Ventilation and smell
  • Windows, condensation

Ask the agent

“When was the plumbing last replaced?”

Compare homes on what actually differs.

Your homes side by side: construction, commute and cost.

Koivutie 8

Mäntypolku 3

Monthly cost
1 480 €/month1 690 €/month
Commute
14 min29 min
Debt per m²
2 900 €1 100 €

Go into bidding with a plan.

See what different bids mean for your monthly cost and set a limit that fits your finances.

Kallio, Helsinki

Monthly cost

1 480 €/month

MortgageMaintenance chargeFinancing charge
Your chosen bid limit 289 000 €

Follow up unanswered questions before bidding.

Know what to do next.

Keep track of what remains, from viewing to signing and handover. If you need to sell first, your sale fits into the same plan.

  1. Prepare to buy

    Bring together your budget and what you are looking for.

  2. Go to the viewing

    Save questions and observations for each home.

  3. Plan your bids

    Choose your limit and follow up what you need to know.

  4. Before signing

    Get help understanding what to check before you sign.

  5. Before handover

    Keep track of what remains before you get the keys.

Start with one home.

Analyse a home

Good questions.

Which listing sites work?

Oikotie, Etuovi and agent sites, plus most agent listing pages.

Does it work for couples?

Yes, that’s the point. Invite your partner to your household and see each other’s read on every home, side by side. No more long message threads.

Does it work if I’m also selling?

Yes. Add your current home and see what you’ll walk away with after agent fees, tax and loans, and whether to sell or buy first. Your whole move in one place.

How reliable is the verdict?

It’s built from the facts in the listing, and we always show what’s known and what’s missing. A sharp first filter, not a replacement for a condition survey.

Whose side is Heimer on?

Yours. Heimer is here for you, the buyer. We show what a home costs, what the risks are, and what to do next.

Is my data safe?

Yes. We never sell your data. Your listings and results are private to your account, and you can delete everything anytime.

What does a home really cost per month?

The real monthly cost is interest plus principal plus the maintenance charge plus upkeep. Heimer works out all four from the listing, so you see what the home actually costs each month, not just the debt-free price.

What is a pipe renovation and what does it cost?

A pipe renovation, putkiremontti in Finnish, replaces a housing company’s water and drainage pipes, usually every 40-50 years. It raises the financing charge or your share of the debt. Heimer reads the housing company’s finances and shows whether one is near.

Numbers you can trust

We keep track of what needs checking and fixing, so you don’t have to hold it all in your head.

  • Every number can be adjusted, and you see what it builds on.
  • When a figure is missing we say so, rather than guess.
  • Amounts, rules and thresholds are checked against official sources.

1,000+

areas with price data

2026

loan and tax rules

Feel confident in your biggest decision.

Region and language

Choose region

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