Heimer

On your side when
you buy a home.

Heimer shows the true monthly cost, the risks and renovations to reckon with. And whether the home is worth the price. On your own or with your partner.

or see an example
Risks Renovations The costs With your partner
A 1930s functionalist villa at dusk, glimpsed through a leafy garden
Y A

Total cost

18 200 €/mo

See if the numbers work, even at 6% interest.

The true monthly cost, stress-tested against higher rates.

A buyer at the kitchen table checking the numbers on their phone

1 480 €/mo

Mortgage 920 € /mo
Maintenance charge 380 € /mo
Financing charge 180 € /mo

See the risks the listing hides.

Era risks and hidden defects flagged automatically, with what they cost to fix.

Risk check

  • Pipe renovation ahead (2028-2030) Debt share may rise
  • Bathroom waterproofing uncertain Check in the survey
  • Roof, sheet metal redone 2010 Nothing to fix
  • Electrics, unknown Ask the agent

Weigh up the home together.

Log economy, risk and feeling, side by side with your partner. Your own verdicts.

A couple at a viewing, looking at a listing on their phone in an empty apartment
Y A
You & Aino
You agree
Economy
Risk
Feeling

Know exactly what to check and ask.

A room-by-room checklist and the right questions for the agent, for this home.

Viewing checklist

  • Bathroom, sealing and age
  • Damp in basement and crawl space
  • Ventilation and smell
  • Windows, condensation

Ask the agent

“When was the plumbing last replaced?”

Compare homes on what actually differs.

Your homes side by side: construction, commute and cost.

The gable of a white wooden house with a tiled roof at dusk
Birch Rd 8
Pine St 3
Roof
Sheet metal
Clay tile
Windows
3-pane
2-pane
Commute
41 min
16 min

Feel confident in your biggest decision.

Good questions.

Which listing sites work?

Oikotie, Etuovi and agent sites, plus most agent listing pages.

Does it work for couples?

Yes, that’s the point. Invite your partner to your household and see each other’s read on every home, side by side. No more long message threads.

Does it work if I’m also selling?

Yes. Add your current home and see what you’ll walk away with after agent fees, tax and loans, and whether to sell or buy first. Your whole move in one place.

How reliable is the verdict?

It’s built from the facts in the listing, and we always show what’s known and what’s missing. A sharp first filter, not a replacement for a condition survey.

Whose side is Heimer on?

Yours. Heimer is here for you, the buyer. We show what a home costs, what the risks are, and what to do next.

Is my data safe?

Yes. We never sell your data. Your listings and results are private to your account, and you can delete everything anytime.

What does a home really cost per month?

The real monthly cost is interest plus principal plus the maintenance charge plus upkeep. Heimer works out all four from the listing, so you see what the home actually costs each month, not just the debt-free price.

What is a pipe renovation and what does it cost?

A pipe renovation, putkiremontti in Finnish, replaces a housing company’s water and drainage pipes, usually every 40-50 years. It raises the financing charge or your share of the debt. Heimer reads the housing company’s finances and shows whether one is near.

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