How much tax on selling the home?

How we calculate

The gain on your own permanent home is tax-free when you have owned it for at least two years and lived in it continuously for at least two years during ownership. This is the two-year rule, and it decides most home sales.

If the rule is not met, the gain is capital income

If you live there under two years or sell an investment or holiday home, capital income tax applies to the gain: 30 % up to 30 000 euros and 34 % on the part above. The gain is the sale price minus the purchase price and costs.

The deemed acquisition cost can be cheaper

If you do not know the purchase price or have owned it long, you can deduct a deemed acquisition cost: 20 %, or 40 % if you have owned it for at least 10 years. The tax authority always uses whichever gives the lower tax. The calculator does the same.