Selveier (freehold / direct ownership)

As a selveier in Norway you own the home (and your share of the land) outright, pay 2.5 % dokumentavgift on the price, and register your own deed.

A selveier home is one you own directly, including the land or the section, unlike a borettslag where you own a share. Buying a selveier triggers dokumentavgift of 2.5% of the price plus a registration fee, costs a borettslag avoids. In return there is no joint debt and no right of first refusal.

Read more in the guide Joint debt and borettslag economy: the real price of a Norwegian flat Calculate it yourself Purchase costs

Related terms

Borettslag (Norwegian housing cooperative) Dokumentavgift (Norwegian document/stamp duty on property) Tinglysingsgebyr (land registration fee) Fellesgjeld (joint debt of the housing co-op) Totalpris (total price = asking price + your share of the joint debt) Eierbrøk (ownership share / sameiebrøk)

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