gældsfaktor

Gældsfaktor is your total debt divided by household income before tax; above 4 is treated as high debt and triggers stricter bank requirements that your finances survive a price fall.

Read more in the guide Can I afford it? Mortgage bond loans, down payment and debt-to-income ratio explained Calculate it yourself Can we afford it?

Related terms

belåningsgrad realkreditlån udbetaling afdragsfrihed

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