Buy a flat with the association in clear view
Paste the listing. Heimer reads the association's finances, works out your real monthly cost and shows what to ask before you bid.
The association's finances in five seconds
The association's debt (foreningens gæld), whether the boligafgift can rise if its loans are refinanced, and for an andelsbolig: how the andelskrone sets the maksimalpris. What decides if a cheap home gets expensive after you move in.
The monthly cost, not the asking price
Interest, repayment and the boligafgift or fællesudgifter add up to what you actually pay each month. Change the rate and watch it move.
What the home is really worth
We compare it with what similar homes in the area cost, so you can see if the asking price was set low to draw bids. For an andelsbolig we hold the price against the maksimalpris.
Everything to check at the viewing
A checklist and questions for the agent, tailored to this home's age and association. The key-information sheet (nøgleoplysningsskema) and the important things are not forgotten.
What we catch in the association
The risks a polished listing rarely mentions.
Association's debt
Large loans in the association can push the boligafgift up.
Maximum price
The andelskrone sets a ceiling, so the price may not exceed the legal maksimalpris.
Property tax
After the 2024 reform a new buyer gets no skatterabat on grundskyld or ejendomsværdiskat.
Debt ratio
Total debt above four times income can limit what the bank will lend.
How it works
1. Paste the listing
A link from Hemnet, Booli or an agent site.
2. We read everything
Listing, annual report and condition, in seconds.
3. You get a straight verdict
Monthly cost, risks and what to do next.
Common questions
What does Heimer cost?
Your first analysis is free. After that, Premium gives you unlimited analyses.
Which sites work?
Paste a link from Boligsiden, Boliga or most agent sites. We read the listing for you.
Do you find the association's debt?
We read what's in the listing, the accounts and the key-information sheet. If a figure is missing, we say so plainly instead of guessing.
Is Heimer on the buyer's side?
Yes. We're on your side, helping you understand the listing so you can feel sure about the decision.
Looking for a different property type? House