Buy a flat with someone on your side

The app that helps you understand the home and its surroundings, from first listing to moving in.

Grünerløkka, Oslo

23 480 kr/mo

Understand the association’s finances

Shared debt per square metre, how the monthly fees are trending and whether a refinancing is coming. We read the accounts for you and say plainly what the numbers mean.

What we found

Shared debt High
Shared costs Raised recently
Maintenance Backlog
Refinancing No data, ask

What you pay each month

See the monthly cost in one place. In the app, adjust the interest rate and your circumstances to see how your buffer changes.

Monthly cost →

23 480 kr/mo

Mortgage 17 200 kr/mo

Fee 4 180 kr/mo

Running 2 100 kr/mo

At 6% rate: 28 900 kr/mo

Get to know the area

See what is nearby and how everyday life could work. Explore the surroundings and find out what to check in person.

Explore areas →

Grünerløkka, Oslo

Public transport
Grocery shops
Schools and childcare

Go into bidding with a plan.

See what different bids mean for your monthly cost and set a limit that fits your finances.

Compare what sets them apart

Put two homes side by side: monthly cost, commute and condition.

Bjørkveien 8

Furustien 3

Monthly cost: 23 480 kr/month26 900 kr/month
Commute: 16 min32 min
Debt per m²: 21 400 kr9 100 kr

Everything to check before the bidding round

A checklist and questions for the agent, tailored to this flat's age and co-op. The budrunde moves fast, so the prep happens beforehand.

Know what to do next.

Keep track of what remains, from viewing to signing and handover. If you need to sell first, your sale fits into the same plan.

Prepare to buy

Bring together your budget and what you are looking for.
Go to the viewing

Save questions and observations for each home.
Plan your bids

Choose your limit and follow up what you need to know.
Before signing

Get help understanding what to check before you sign.
Before handover

Keep track of what remains before you get the keys.

Start with one home.

Analyse a home

Numbers you can trust

We keep track of what needs checking and fixing, so you don’t have to hold it all in your head.

Every number can be adjusted, and you see what it builds on.
When a figure is missing we say so, rather than guess.
Amounts, rules and thresholds are checked against official sources.

9,500+

housing co-ops

2,000+

areas with price data

2026

loan and tax rules

See everything about the flat and its borettslag

See a finished analysis, or start with a home you're looking at.

See an example

Search your co-op

Read on

Joint debt and borettslag economy: the real price of a Norwegian flat In Norway, a co-op flat's real price is the asking price plus your share of the joint debt. Here is how that works, and how a rate rise lifts your shared costs. Bidding on a Norwegian home: how the budrunde works, smart and legal In Norway a bid is legally binding and the agent cannot set an acceptance deadline before 12:00 the next working day. Here is how to bid smart and safely. Buying a Norwegian home together as cohabitants In Norway, set your ownership share to match what each of you pays in, write a cohabitation agreement, and make a will. Cohabitants do not automatically inherit. Can I afford it? Norwegian lending rules and how much you can borrow (2026) In Norway you can borrow up to 5x your gross income and 90 % of the price, with 10 % equity and a stress test. Here is how the rules work in 2026. Monthly cost · Calculate What the home costs per month in Norway: interest, amortisation and shared costs, stress-tested.

Common questions

What does Heimer cost?

Your first analysis is free. After that, Premium is 399 kr a month for unlimited analyses.

Which sites work?

A link from Finn.no or most agent sites works fine.

Do you find the shared debt?

We read what's in the listing and the sales prospectus. If a figure is missing, we say so plainly instead of guessing.

Is Heimer on the buyer's side?

Yes. We're on your side, helping you understand the listing so you can feel sure about the decision.

Looking for a different property type? House