Buy a borettslag flat with the shared debt in clear view
Paste the listing. Heimer reads the co-op economy, adds the shared debt to the price and works out what you actually pay each month, before you enter the bidding round.
The co-op's economy in five seconds
Shared debt per square metre, how the monthly fees are trending and whether a refinancing is coming. What decides if a cheap flat gets expensive after you move in.
The total price, not just the asking figure
The asking price plus your share of the fellesgjeld is the real cost. Interest, amortisation and the monthly fee add up to what you pay each month. Change the rate and watch it move.
What the flat is really worth
We compare it with what similar homes in the area cost, so you can see if the asking price was set low to draw bids.
Everything to check before the bidding round
A checklist and questions for the agent, tailored to this flat's age and co-op. The budrunde moves fast, so the prep happens beforehand.
What we catch in the co-op
The risks a polished listing rarely mentions.
High shared debt
A large fellesgjeld lifts the total price and the monthly fees.
Refinancing
When the co-op's loan is refinanced, the monthly fees can rise.
Deferred upkeep
Postponed renovation can become a bill you inherit.
Fast acceptance deadline
The bidding round moves fast, so be ready before you bid.
How it works
1. Paste the listing
A link from Hemnet, Booli or an agent site.
2. We read everything
Listing, annual report and condition, in seconds.
3. You get a straight verdict
Monthly cost, risks and what to do next.
Common questions
What does Heimer cost?
Your first analysis is free. After that, Premium is 399 kr a month for unlimited analyses.
Which sites work?
Paste a link from Finn.no or most agent sites. We read the listing for you.
Do you find the shared debt?
We read what's in the listing and the sales prospectus. If a figure is missing, we say so plainly instead of guessing.
Is Heimer on the buyer's side?
Yes. We're on your side, helping you understand the listing so you can feel sure about the decision.
Looking for a different property type? House
Ready to check a borettslag flat?
Paste your first listing and see what Heimer finds. Free to try.
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